You Can Use Affirm on All of Our Luxury Vintage Handbags, Purses, and RTW, Such as Louis Vuitton, Hermès, Chanel, Christian Dior, Gucci, Fendi, Prada and More! Will Affirm Affect My Credit Score? Your Credit Score Will Not Be Affected When You Check Your

If you’re on the hunt for a luxury vintage handbag, purse, or ready-to-wear (RTW) piece from top designers such as Louis Vuitton, Hermès, Chanel, Christian Dior, Gucci, Fendi, Prada and many more, you’ll be glad to know that you can use Affirm as a payment option. Affirm allows you to pay for your purchase over time with transparent and easy-to-understand payment plans. But one question that often comes up is whether using Affirm will affect your credit score.

Fortunately, checking your eligibility or prequalifying for an Affirm loan won’t have any impact on your credit score. That’s because Affirm uses a soft credit check to determine your eligibility instead of a hard credit check. A soft credit check doesn’t leave any footprints on your credit report and won’t affect your score in any way.

Once you’ve been approved for an Affirm loan and decide to make a purchase with it, however, this will be reported to the major credit bureaus and may have an impact on your score if you don’t make timely payments or default on the loan. It’s important to keep in mind that while using Affirm responsibly can help build credit by showing that you’re able to manage debt responsibly over time.

So if you’re considering using Affirm to purchase a luxury vintage handbag or RTW piece from one of the top designers mentioned above, rest assured that checking your eligibility won’t hurt your credit score. Just remember to make timely payments if you do decide to use this payment option and enjoy owning a stunning piece of fashion history!